Over 2 years ago, I was financially depressed. I racked up close to $10,000 in credit card debt from undergraduate and graduate school; however, the stress of owing $10,000 made me commit to a budget and not live beyond my means.
Today, I have paid off more than three-quarters of my credit card debt, and I am on schedule to pay it all off in less than 3 years. Here’s how I did it:
Read more https://community.saltmoney.org/community/credit/blog/2015/11/12/how-credit-card-debt-helped-me-become-a-financial-success
Once Halloween is over, it’s the most wonderful time of the year … for holiday travel headaches.
Since I moved from Chicago to Oklahoma, I’ve trekked back to the Windy City a number of times for holidays and other important occasions. Along the way, I’ve learned a few lessons that caused me some headaches when they happened—but can save you money now.
read more https://community.saltmoney.org/community/personal-finance/blog/2015/10/15/my-biggest-holiday-travel-headaches
A few years ago, I was sitting in my cubicle with my head down and my body shaking. I had just received an email from my thesis chair stating that I should look for another person to chair my committee.
When I started college in 2006, I was making the minimum wage of $6.50 per hour. My biweekly paychecks were $260—before taxes. It was hard for me to get by, even though gas was less than $2/gallon at the time and a burger, fries, and soda at a fast food joint did not cost an arm and a leg, like they do today.
(Link, Picture, and story all come directly from Latino USA)
PBS debuts part one of a six-hour documentary American Latino history on Wednesday, September 17th. Host Maria Hinojosa talks to Vicki Ruiz, a UC Irvine historian featured in the series, and Jose Fulgencio, a young Latino blogger, about the series. The conversation focuses on the birth of anti-Latino immigrant rhetoric during the Great Depression and why this history is not taught in schools.
Listen to the conversation http://latinousa.org/2013/09/13/latino-americans-on-pbs/
A few weeks ago, my sister asked me if I would cosign a mortgage for her. Her credit score was low, and she did not have the necessary money in her bank account, according to the loan officer.
Even though my sister and I are close, I had to say no.
This was because I’d be risking my credit score if my sister could not make the mortgage payments, and all of my hard work to maintain a good credit score would have been for nothing.
Continue reading https://community.saltmoney.org/community/credit/blog/2015/09/02/how-to-keep-up-your-credit-score
Welcome to college, freshman! The next few years of your life will be filled with adventurous, exciting, memorable stories, and most of all, financial lessons that will apply whether you’re in a community college or a 4-year school.
Continue reading https://community.saltmoney.org/community/paying-for-college/blog/2015/08/19/college-freshmen-don-t-spend-a-lot-on-these-necessities